Twelve starting plans.
Pick the one that looks like your month.
Each template is a plan — budgets as limits, saving goals at zero, exact amounts you can check. Type your own income to rescale it, copy the list, or import it in one tap.
Salaried household
One salary in, a family out — the balanced starting split.
- Needs
- 50%
- Wants
- 30%
- Savings
- 20%
City renter
Rent takes the bigger share — so needs take the bigger share.
- Needs
- 70%
- Wants
- 20%
- Savings
- 10%
Family with school fees
Tuition and transport are fixed — the rest gives way around them.
- Needs
- 60%
- Wants
- 25%
- Savings
- 15%
Single professional
One income, one plan — room to save while life stays social.
- Needs
- 50%
- Wants
- 30%
- Savings
- 20%
Newlyweds setting up home
Furnishing, first bills, shared goals — everything assigned.
- Needs
- 60%
- Wants
- 25%
- Savings
- 15%
Freelancer with irregular income
Save first in the good months; the lean ones borrow from your own reserve.
- Needs
- 45%
- Wants
- 25%
- Savings
- 30%
Student budget
Small income, honest limits — food, transport and phone first.
- Needs
- 70%
- Wants
- 20%
- Savings
- 10%
Moroccan family abroad
Two currencies, one plan — transfers home are a fixed line, not a surprise.
- Needs
- 50%
- Wants
- 30%
- Savings
- 20%
Debt payoff year
Every spare dirham goes to one balance — the savings envelope pays the debt.
- Needs
- 60%
- Wants
- 20%
- Savings
- 20%
Hajj savings plan
A dated target, saved before the month can spend it.
- Needs
- 45%
- Wants
- 25%
- Savings
- 30%
Small business owner
Household money and business money never share an envelope.
- Needs
- 60%
- Wants
- 25%
- Savings
- 15%
First apartment
Rent, deposit and furniture first — saving starts small and steady.
- Needs
- 70%
- Wants
- 20%
- Savings
- 10%
A template is a plan, not a balance
Every template starts at zero: budgets are limits, saving goals start empty, and no income or spending is invented for you. Import one and your own figures replace the sample immediately.
Not sure which plan fits?
- • Run the 50/30/20 calculator to see your own split before choosing a template.
- • Compare the four budgeting methods behind these templates.
- • Read the six-step getting-started guide so you know what happens after sign-up.